Privacy Policy

Effective Date: Dec 2025

Monest (“we”, “our”, “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, store, and safeguard your information when you visit our website or engage with our financial advisory and facilitation services.

By using our website or submitting your information, you agree to the practices described in this policy.

Information We Collect

We may collect the following information when you visit our website or fill out a form:

  • Personal details such as name, mobile number, email address

  • Employment or business information (salaried/self-employed)

  • Financial information relevant to loan or insurance enquiries (income range, loan requirement, city, etc.)

  • Technical data such as IP address, browser type, device information, and cookies

We collect only information that is necessary to provide our services.

How We Use Your Information

Your information is used to:

  • Understand your loan or insurance requirements

  • Connect you with suitable banks, NBFCs, or insurers

  • Assist in loan applications, rate migration, restructuring, or insurance advisory

  • Respond to your queries and provide customer support

  • Improve our website, services, and communication

  • Comply with applicable laws and regulatory requirements

We do not sell your personal data to third parties.

Sharing of Information

We may share your information only with:

  • RBI-regulated banks, NBFCs, housing finance companies, or insurers

  • Service partners strictly involved in processing your request

  • Regulatory or legal authorities, if required by law

All such sharing is done on a need-to-know basis and in line with confidentiality obligations.

Data Security

We implement reasonable security practices and procedures to protect your personal information from unauthorised access, misuse, or disclosure. While we strive to protect your data, no system is completely secure, and we cannot guarantee absolute security.

Cookies

Our website may use cookies to enhance user experience and analyse website traffic. You may choose to disable cookies through your browser settings, though some features may not function optimally.

Your Rights

You have the right to:

  • Access the personal information we hold about you

  • Request correction or update of your information

  • Withdraw consent for communication at any time

You may exercise these rights by contacting us using the details below.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated effective date.

Contact Us

For any questions or concerns regarding this Privacy Policy, please contact:

Email: bhuvan.aggarwal@monest.in